As the UTI ATMs are one of the most popular ATMs all over India, they are found in large number and there are many facilities available here as well. The credit and debit cards offered by the UTI can be used not only in the UTI ATMs but they can also used in other ATMs as well. UTI has tie up with different banks in this regard in order to facilitate the customers. Other than this, you can also used the credit as well as debit cards of other banks in the UTI ATMs. This service of the UTI ATMs have made it more popular among the customer. As a result of this, the customers of the UTI have also increased as well.

The UTI ATMs in India, provide the customers with different types of facilities. The services of the UTI ATMs are available on a 24X7 basis. The UTI ATMs are open even on the holidays as well. As a result of this, you can access your account whenever you feel like. You can also deposit your cheques here and be rest assured that your cheques will be properly deposited. You will also get the mini statement from the UTI ATMs which will help you in keeping a track of the transactions that you have done. The security facilities are excellent in the UTI ATMs. As a result of this, your money is safe and secure there. Moreover it is also easier to operate the UTI ATMs than any other ATMs so a large number of people operate through this.

Some of these include depositing cash and checks, view account balance, request for new check books and additional statements, transfer funds to any other account linked to the debit card, post a cheque status inquiry or stop payment, pay bills and make online payments and send queries related to Term deposits and Loan Accounts. This multi-functional, round the clock access to the banking services has made the ATM counters in India one of the most convenient features of banks in India.

While most of the leading banks in India have ATM counters in India, there has been another growing trend in the country. The ATM revolution, if it can be so called, has reached even the smaller towns and cities. With the advent of e-banking, the facilities offered at ATM counters are being availed even by people from the nearby villages, including farmers and small businessmen. Another facility offered by some of the banks in India is offering Debit Cards which can be used in several ATM counters in India, irrespective of the bank. Thus, cash can be withdrawn by using say the MasterCard in the ABN Amro ATM counter. This has made it even more convenient for the international traveler, who is in dire need of cash in a foreign country.

ATM facilities are open to customers from any ATM counters in India of the same bank. Thus, gone are the days when a person had to carry large sum of money while traveling. Today, most of the banks have set a limit on the amount of money that can be withdrawn from the ATM machine. While ABN Amro allows a total amount of Rs.50,000/ on a particular day at one time, the UTI Bank offers a maximum draw of Rs.20,000/. Today, most of the banks have ATM branches all across India, with some offering more facilities than others. Each bank has its own rules and regulations, terms and conditions that the customer must go through well.

The UBI Bank ATMs which are found all over India, offers various facilities to the customers. The UBI Bank ATMs offer services to the customers on a 24X7 basis and as a result of this, you will get the UBI Bank ATMs in India open on the national holidays as well. This has also made things easier for the people. The customers are very happy with the services offered by the UBI Bank ATMs . A fact should be noted here that recently 25 branches of UBI Bank ATMs have been opened only in Mumbai. This perhaps states the popularity of the UBI Bank ATMs in India.

There are other facilities available with the UBI Bank ATMs. The UBI Bank ATMs available at all the major cities in India provide the opportunity of depositing the cheques in the ATMs. Be sure they will be properly deposited in your accounts. The security facilities available in the UBI Bank ATMs are excellent and thus your cheques are safe here. You will also come to know about the highest cash limits you can withdraw at one point of time from the UBI Bank ATMs. You will also get the mini statements of the transactions that you have done after you cheque the balance or withdraw money. Do not forget to take that as it will help you keep a track of the transactions that you have made. This will also help you to maintain the security of your account as well.

The Punjab National Bank ATMs are known for the large number of facilities that it offers to its customers. The Punjab National Bank ATMs are opened all the year round on a 24X7 basis. The atms are not closed even on the holidays. Thus you can access your account as and when you require it. Cash withdrawals has been thus made extremely easier because of this. The Punjab National Bank ATMs are located at all the important parts of the cities such as near the hospital, market places, major offices and others. Thus, you will not have to carry hard cash with you whenever you go out. Thus it has extremely safe as well. You can use both the credit cards as well as the debit cards offered by the Punjab national banks in any of the Punjab National Bank ATMs. You can also use the cards in other ATMs as well. The banks has made up such tie ups with other banks in order to provide the best facilities to the customers.

The Punjab National Bank ATMs you can also deposit the cheques. ThePunjab National Bank ATMs are one of the best in terms of security. So your cheques will be properly deposited. When you withdraw cash from the Punjab National Bank ATMs, do not forget to collect the card, money as well as the mini statement they offer. This will help you keep a track of your transactions. Once you visit the Punjab National Bank ATMs, you will be able to know more about the limits of cash that you can withdraw from the ATM at one go. Thus withdrawing cash has become extremely easier with the Punjab National Bank ATMs.

The Bank offers a free ATM card as soon as you open an account with the bank. After you request for an ATM card over the phone, an ATM card and a PIN (Personal Identification Number) will be sent over to your contact address. It is advisable thereupon that you change the PIN after the first use of the same. The Standard Chartered ATMs can be used for such banking functions as cash withdrawal, account balance viewing, depositing cash and checks, transfer funds across different accounts, request for a check book/draft and change your PIN at convenience. At the same time, the customers can also check their balance statements up to the last ten transactions made with the bank. Withdrawing cash has never been more convenient, especially when the same ATM branch offers a single stop for all the above activities.

While these are the basic features of Standard Chartered ATMs, there are special Debit Cards, which offer many more special services and features, besides the standard features. The Standard Chartered Debit Card can be used in all ATM branches which fall under the VISA network. Thus, the customer can withdraw cash from ATM branches of other banks. The banks where you can use your Standard Chartered Debit Card include Citibank, HDFC Bank, ICICI Bank, Bank of Punjab, Axis Bank, Syndicate Bank, Bank of Baroda, Corporation Bank and HSBC, among others. A debit card holder can make up to four free transactions in other banks, while they can make unlimited free transactions in the SCB. In case your Standard Chartered ATM card is lost or is damaged, then do inform the branch immediately. The Standard Chartered ATMs are extremely user-friendly and you even get a free demo from the bank representative for your convenience.

Presently, ICICI Bank has subsidiaries in United Kingdom, Russia and Canada. Moreover, the bank has its branches in Singapore, Bahrain, Hong Kong, Sri Lanka and Dubai International Finance Center. The bank also has representative offices in the United States, China, South Africa, U.A.E., Bangladesh, Thailand, Malaysia and Indonesia. The equity shares of the ICICI Bank are listed on the Bombay Stock Exchange and National Stock Exchange. ICICI ATMs are spread all across the country. Besides the metropolitan cities, ICICI ATMs are also present in the most remote parts of the country as well.

In cities like, New Delhi, Mumbai, Kolkata, Chennai, Bangalore and Hyderabad, ICICI ATMs can be found in almost all nooks and crannies of the city. Catering to the needs of the customers has always been very important for ICICI Bank from the very beginning. Keeping this aim in mind ICICI ATMs have been set up in parts of the cities where no other banks have any ATM. ICICI ATMs have specially been set up in the areas, where there are a concentration of industries and offices. Besides these cities, ICICI ATMs have also been set up in cities like, Bhagalpur, Agartala, Agra, Bambolim, Balasore, Darjeeling, Guntur and Gangtok.

Allahabad Bank features more than 1800 branches that are scattered all over the India. In several states of India, One can get a branch of the Allahabad Bank and its ATM counter. Allahabad Bank ATMs are also running to different states and cities of India. Let's have a look to the names of major branches of Allahabad Bank and the Allahabad Bank ATMs-

* Allahabad Bank in Ambabari, Jaipur
* Allahabad Bank in Kota, Jaipur
* Allahabad Bank in Nayapalli, Bhubaneswar
* Allahabad Bank in Alwar, Jaipur
* Allahabad Bank in Jawaharnagar, Guwahati
* Allahabad Bank in Konnagar, Chinsurah
* Allahabad Bank in C.O. Moradabad, Moradabad
* Allahabad Bank in Orai, Jhansi
* Allahabad Bank in Gonda, Gonda
* Allahabad Bank in Nehru Colony , Dehradun Meerut
* Allahabad Bank in Bahraich, Bahraich
* Allahabad Bank in AMU. Aligarh Br. Moradabad
* Allahabad Bank in Kanpur, Main Br. Kanpur
* Allahabad Bank in Sitapur, Sitapur
* Allahabad Bank in Bagh Bazar, R.O.Kol(Urban)
* Allahabad Bank in Ujriwan, (Gomotinagar) Lucknow
* Allahabad Bank in P.P.Colony, Patna Patna
* Allahabad Bank in Gumti, No.5 Kanpur
* Allahabad Bank in Panch Kula, Chandigarh
* Allahabad Bank in Burra Colony, Kanpur
* Allahabad Bank in Vyapar Vihar, Bilaspur Bilaspur
* Allahabad Bank in J.L.Road, Muzzaffarpur Muzaffarnagar
* Allahabad Bank in Kalyani Devi, Allahabad
* Allahabad Bank in Noida, New Delhi
* Allahabad Bank in Shiwala Mahant, Mirzapur
* Allahabad Bank in C.B., Ludhiana Chandigarh
* Allahabad Bank in Mukul Bose Road R.O, Kolkata(Metro)
* Allahabad Bank in Sahidnagar, Bhubaneswar
* Allahabad Bank in Burdwan Main Road., Asansol
* Allahabad Bank in Guwalior, Bhopal
* Allahabad Bank in U.P. College, Varanasi
* Allahabad Bank in C.O. Gorakhpur, Gorakhpur
* Allahabad Bank in K.N.Road, Berhampore

In the HSBC ATMs you will not have to waste time by standing in queues for a long period and wait for the transaction. In the HSBC ATMs you will be able to save time. You will not have to stand in a queue as well as you will not have to spend time by visiting you respective HSBC branch as well. Moreover there is nothing called closing time of the HSBC ATMs or holidays in the ATMs. The HSBC ATMs offer services 24X7. They have an excellent customer service desk which will also guide the people how to use it as well. Moreover, the HSBC ATMs are also one of the secure ATM systems as well. Here you will also get the daily transaction limits and also the ATM receipts which will help you to keep a track of your transactions. HSBC has also introduced a new HSBC debit card which will help you in operating through any other non-HSBC ATMs as well. The Business Select and the BusinessVantage Customers will get all these free.

If you are transacting through a HSBC ATM, you will get various facilities such as you will be able to withdraw money within few minutes. The HSBC ATMs will help you know the various high daily transaction limits which you can withdraw at one go. The HSBC ATMs will also help you transfer money within the various HSBC accounts that you have. You will also be able to deposit cash as well as cheques in the ATMs. You can also be able to order a new cheque book as well. You will also be able to pay your utility bills as well as credit cards.

In 1939, a rudimentary cash dispenser was invented by Luther George Simijian and established by the City Bank of New York. However, the machine did not work much and had to be removed within six months of putting up the machine. The early versions of the ATM were restricted to cash withdrawal only. In the 1967 model, patented by Shepherd-Barron, the plastic cards did not exist and instead vouchers with a strip of radioactive substance was used for withdrawing cash. Consequently, the vouchers were matched with a particular personal pin code used by the bank to identify the customer. The ATM was inaugurated by renowned British actor, Reg Varney. The personal identification number was initially a six numbered password, and was later changed to a four numbered password. However, this automated teller machine was very different from the modern day teller machines, which is based on an electronic system between the different branches of the bank. Thus, the history of ATM has seen many changes over the span of 25 years since 1939.

Another co-patent to the invention of the ATM was Don Wetzel, the Vice President of Product Planning at Docutel. While the conceptualization began in 1968, the patent was issued only in 1973. This cash dispenser was first used by the New York based bank, namely, the Chemical Bank. As was the case with the ATMs of during those years, they were hardly a multi-functional unit. Moreover, they were not based on any electronic system. Hence, the debit cards, distinct from credit cards, were given to only selected clients with good track records. The first ATM cards, with magnetic strips were developed by three individuals, namely Don Wetzel, Tom Barnes and George Chastain. While there were many developments in the history of ATM, the service itself took a stronghold only in the 1970s. Today, the ATM service has become indispensable to our modern day lives.

In order to access an ATM, a customer has to insert a plastic ATM card with a magnetic stripe or with a plastic smart card attached with a chip in the specific slot in the ATM machine. The card inserted contains various encrypted data including the account details of the card holder. You can use various services through these ATMs. You can withdraw money as well as can deposit it, can check your balance, can deposit your cheques and many more. Different terms have been used for ATMs such as automated banking machine, hole in the wall, cash point, Bancomat, cash machine and one or two other names.

The ATMs in India work according to the Interbank Networks and other methods used in Indian system of banking. Banking through ATMs has its certain good and bad effects. Nowadays most of the banks try to facilitate their banking services with ATMs. All the major banks in India have severals ATMs located in various parts of all the major cities and towns.