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| The Reserve Bank of India is India's central Bank. Its website provides users with a plethora of relevant financial information. There is a section especially aimed at the common citizen, where you can learn more about banking regulations and the importance of RBI to you. On the same section, consumers may register complaints against any bank that offers deficient services. The RBI also conducts a financial education program to help Indian citizens get familiar with banking concepts. Policy, exchange, deposit and lending rates can all be found at the RBI's homepage, as well as reserve ratios and market trends. - Reserve Bank of India
A 200-year-old institution, the State Bank of India brings to its customers banking services in areas such as personal, corporate, rural and international. On their website you will find a wide range of loans. The most notable ones are the housing-related. You can finance your house by applying online to a typical Home Loan, or you can choose a Mortgage of Property instead. SBI customers may pay all their bills online through a service called e-Pay. Families living in rural areas may have access to micro credit. Non resident Indians may open several types of account at the SBI; some of them pay interests to holders. - State Bank of India
You can apply online to any of the products and facilities made available by the Union Bank of India. All you have to do is choose what suits your needs: Visa associated credit cards, home loans accompanied by life insurances, hospitalization bill loans that can be repayed in 36 installments and so on. Other convenient services offered by the Union Bank of India are the Online Trading facility and the possibility to pay your taxes online. Also check the e-Remit service, which allows free money transfers with good exchange rates. Students will want to pay special attention to the Education Loans section. - Union Bank of India
Bank of Baroda is an Indian bank. On their website you will find several banking services, which are good for personal, business, corporate, rural and international use. They offer several deposit plans, all divided in three types: current, fixed and savings. The Bank of Baroda International Debit Card is another helpful product, which can be used in thousands of ATMs across India and also overseas. Their Rapid Funds2India is a service that allows customers from several countries to transfer money to India residents. Also noteworthy is a facility called Baroda Easy Pay. It's a free-of-charge system that lets customers make payments via Internet banking. - Bank of Baroda - India's International Bank
At the ICICI Bank's website you can select both personal and business services. You will certainly want to have a look at their online personal loans. Their international shopping is exclusively available to ICICI Bank Credit Card users. By the way, it must be noted that they offer the first free-for-life Indian credit card. With the Money2India online transfer service, you will be able to send money to any bank in India for free. For Indian citizens living overseas, the ICICI Bank offers several insurance products to help you protect your family's health and your properties (houses, cars and motos). There is also a medical insurance for students. - ICICI Bank
At Allahabad Bank you will find a wide range of banking products and services. They offer to their customers three main types of loans. For home shoppers, their Housing Finance Scheme makes it possible to build, purchase or repair houses. For pensioners, they make available a specific Personal Loan Scheme. For students, there is a merit based Education Loan Scheme. Besides loans, Allahabad Bank also offers other relevant items, such as their Depository Services with special features like lower transaction costs, and a money remittance facility that is processed on the same day it is executed, allowing better cash management. - Allahabad Bank
Other than its name may suggest, the Industrial Development Bank of India is not aimed exclusively at corporate customers. It also offers several personal banking facilities. There are several types of personal accounts, including savings, pensions and fixed deposits. There is even a women only type named Super Shakti Account, which offers several advantages to female customers. Besides the traditional Home, Personal and Education loans, the IDBI also makes available Reverse Mortgages (for senior citizens only) and Holiday Travel loans. Five types of cards are at the customers' disposal. Among them, there are convenient products like the Gift Card and the prepaid World Currency Card. - IDBI Bank
ABN Amro is a huge banking group of worldwide fame. On its website you will find a vast range of services and products in the personal, business and corporate areas. Four personal insurance plans are available to consumers, as well as four types of loans (Personal, Home, Car and Business). Credit card accounts may be requested online. Small and medium-sized businesses can enjoy services like factoring, payables and receivables management, bank guarantees, pre and post export financing, among many others. Special products and services are offered to clients that fall under the Van Gogh Preferred Banking category, including Wealth Management and Business Banking solutions. - ABN Amro Bank
The Export-Import Bank of India makes available to its customers various credit products aimed at the international trade community. By taking advantage of the Exim Bank's Export Credits, Indian exporting companies can finance both pre-shipment and post-shipment stages of their transactions. It's also possible for Indian companies to have their overseas investments (such as joint ventures and acquisition of foreign businesses) financed by the Exim Bank. This institution offers to its customers several advisory services to support their exporting activities, including knowledge building and marketing. Small, medium and agricultural enterprises can all benefit from Exim Bank's financing options. - Export Import Bank of India
The HDFC Bank has a professionally designed website where customers can easily access their products, like loans, credit cards and life insurances. There are loans specifically aimed at car buyers, who can choose between new and used vehicles. Personal and Home Loans are other options for customers. They can also pay their taxes and invest in mutual funds online. Various money remittance services are available, allowing clients to send funds to and/or receive funds from several countries. Among those we could highlight QuickRemit (used to send money from the United States, Europe and Singapore) and Cheque LockBox (cheques mailed to local US or Europe mailboxes). - HDFC Bank
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